This week

7.08%

November 10, 2022

Last week

6.95%

November 3, 2022

Up by

+0.13%

13 basis points of pain

Are Mortgage Rates Down Today?

NO.

A burning cartoon house with a crying banker falling into a pit of flaming dollars
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The line goes like this

Since Q1 '21 ยท 30-year fixed ยท source:Freddie Mac PMMS

Do the math

Field Notes

Plain-English mortgage guides. No jargon, no upsell.

How Mortgage Rates Work

The Fed, the bond market, and your credit score โ€” what really moves the 30-year fixed.

Read it โ†’

How to Use a Mortgage Calculator

The 28/36 rule, hidden costs, and what your monthly payment really looks like.

Read it โ†’

FAQ for the anxious

How often does this update?+

Every Thursday, when Freddie Mac releases the Primary Mortgage Market Survey (PMMS). We refetch automatically. You don't need to do anything. Just stare.

Is this financial advice?+

Absolutely not. This is a single-word website with a doge on it. Talk to a real person about real money.

Why is the answer sometimes 'NOPE. SAME.'?+

Because sometimes rates do nothing. The economy is allowed to have a flat week.

Where does the data come from?+

Freddie Mac's PMMS โ€” the same 30-year fixed average your lender is quietly refreshing all day.