About

Are Mortgage Rates Down Today? is a one-page website with a single mission: answer the question in the URL with a single word. YES, NO, or NOPE. SAME. No popups. No drip campaigns. No mortgage broker chasing you down with a personalized rate quote.

Every Thursday, Freddie Mac releases the Primary Mortgage Market Survey (PMMS) — the 30-year fixed average that mortgage Twitter argues about all weekend. We grab the number, compare it to last week, and update the giant headline accordingly.

What you get

• This week's rate vs. last week's rate, in plain numbers.
• A historical chart since Q1 '21 so you can stare at the line.
• A monthly payment calculator and a refinance savings calculator.
• A meme. Always a meme.

What you don't get

• Financial advice. (Seriously, talk to a real person about real money.)
• An account, a login, or a newsletter signup.
• Affiliate spam disguised as "today's best lender."

Data source

All rate data comes from Freddie Mac PMMS. It's the same number your lender is quietly refreshing all day.

Get in touch

Partnership, press, or feedback? Hit the contact page.